Paisa Saathi, operated by Mexora Infosys Private Limited, is committed to protecting your privacy. We act as an intermediary connecting users with third-party loan providers and credit card issuers.
1. Information We Collect
We follow the principle of data minimization and collect only the limited personal information necessary to provide our intermediary services.
Personal Information We Collect:
- Full Name
- Email Address
- Mobile Number (for communication and verification)
- Bank Account Details (only for commission/affiliate payout settlement)
We Do NOT Collect or Access:
- Device info (IMEI), Location, or Contacts.
- Call logs, SMS, Photos, or Media files.
- ATM PIN, OTP, or Banking Passwords.
2. How We Use Your Information
- User identification and account management.
- Communicating service updates and application status.
- Facilitating connections to partner financial institutions.
- Processing commission or affiliate settlements.
3. Consent
By using Paisa Saathi, you provide informed and unambiguous consent. You may withdraw consent at any time by contacting us, though it may limit certain services.
4. Information Sharing
We do not sell your personal information. Sharing is limited to partner financial institutions and legal authorities if required by law.
5. Data Security
We implement technical measures like encryption and access controls to protect your data from unauthorized access.
6. Data Retention
Your data is kept only as long as necessary for the purposes outlined or required by law. After that, it is securely deleted.
7. Your Rights
Under the DPDP Act 2023, you have the right to access, correct, or erase your data, and withdraw consent.
10. Contact & Grievances
For privacy concerns or data access requests, please contact our Grievance Officer: